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The Market Moment is an educational finance podcast for the everyday investor.
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7 days ago
7 days ago
How was 2025? Did it turn out the way we expected? And what's on the horizon?
Welcome to another episode of The Market Moment with Matt, Lee, and John. In today’s discussion, the guys look back on their predictions in December 2024 for what 2025 would look like. Matt, Lee, and John revisit prior market outlooks, discuss why forecasts are often unreliable, and reflect on what actually drove market returns throughout the year. They also discuss their 2026 predictions and answer a listener’s question from the comment section concerning RMDs.
The episode also explores broader economic themes, including labor market trends, inflation concerns, interest rate policy, tax changes, tariffs, and consumer spending. The guys share their perspectives on market rotation, diversification beyond large-cap technology, and what factors could influence markets and the economy in the year ahead.
🔍 Key Topics Covered
-Taking RMDs from multiple IRAs vs. one IRA
=Market predictions vs. actual results
-S&P 500 year-end performance
-Large-cap tech and market rotation
-Labor market and inflation risks
-Economic outlook and diversification
Enjoyed the episode?
Don’t forget to:
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💬 Comment your predictions for 2026!
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📧 Send us your questions for future episodes! TheMarketMoment@mach1fg.com
#TheMarketMoment #RetirementAccounts #MarketOutlook #StockMarketDiscussion #SP500 #EconomicOutlook #InvestingEducation #LongTermInvesting
🍿 Watch Next: Check out Eli's show Data Brief https://www.youtube.com/watch?v=3I3iIN7D360&t=3s
🎙The Market Moment Podcast! Last week's episode... https://www.youtube.com/watch?v=E1k7VqagKRw
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⚠️ Disclosure: The hosts of the Market Moment podcast are employees of Mach 1 Financial Group LLC. Mach 1 is a registered investment advisor located in Rogers, Arkansas. A copy of Mach 1’s current written disclosure brochure is available through the SEC website and at Disclosures.mach1FG.com.
Tuesday Dec 09, 2025
Tuesday Dec 09, 2025
Confused about required minimum distributions? You're not alone.
Welcome to another episode of The Market Moment with Matt, Lee, and John. In today’s discussion, we break down Required Minimum Distributions (RMDs), current Federal Reserve policy expectations, recent market trends, and broader economic insights that may impact retirees, investors, and individuals planning ahead. Whether you're already taking RMDs, preparing for retirement, or simply trying to stay informed about market conditions, this episode offers a clear overview of key rules, deadlines, and planning considerations — including common misconceptions, inherited IRA rules, the 10-year withdrawal requirement, QCDs, and unique scenarios involving spouses and beneficiaries.
We also cover important updates on the Federal Reserve’s upcoming meeting, rate cut expectations, potential policy changes, consumer trends, wage growth, and the shifting stock market landscape—from dividend-focused “Dogs of the Dow” to interest-rate-sensitive sectors and small-cap performance.
🔍 Key Terms Covered
Required Minimum Distributions
RMD age changes
IRS life expectancy tables
Inherited IRA rules 10-year IRA withdrawal rule
QCDs explained
Roth IRA RMDs
Retirement tax planning
Fed rate cuts 2024 / interest rate outlook
Market volatility & economic trends
Dividend stocks / Dogs of the Dow
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📧 Send us your questions for future episodes! TheMarketMoment@mach1fg.com
#rmds #retirementplanning #financialplanning #inheritedira #fedmeeting #marketupdate #interestrates #dividendstocks #personalfinance #investinginsights
🍿 Watch Next: Eli's latest Data Brief... https://www.youtube.com/watch?v=3I3iIN7D360
🎙The Market Moment Podcast! Last week's episode... https://www.youtube.com/watch?v=dAGBEFWxIIk&t=188s
We're on Facebook! https://www.facebook.com/profile.php?...
Give us a follow on Instagram! / themarketmoment www.instagram.com/themarketmomemt/
⚠️ Disclosure: The hosts of the Market Moment podcast are employees of Mach 1 Financial Group LLC. Mach 1 is a registered investment advisor located in Rogers, Arkansas. A copy of Mach 1’s current written disclosure brochure is available through the SEC website and at Disclosures.mach1FG.com.
Tuesday Dec 02, 2025
Tuesday Dec 02, 2025
Thinking about claiming Social Security while still working—or wondering if part-time work before retirement makes financial sense?
Welcome back to The Market Moment! In today’s episode, Matt, John, and Isaac break down two of the most common questions we hear from pre-retirees:
1️⃣ Can you work while receiving Social Security benefits?
✔️ How earned income affects Social Security before Full Retirement Age (FRA)
✔️ The 2024 earnings limits and how benefit reductions really work
✔️ How benefit reduction differs from Social Security taxation
✔️ What changes once you reach your full retirement age
✔️ Why turning Social Security on early can permanently reduce your monthly check If you're unsure whether to start Social Security at 62, 63, or wait until 67–70, this conversation helps you understand the real math behind the decision.
2️⃣ Should you work part-time before fully retiring?
✔️ Bridging the gap to Medicare (especially ages 62–65)
✔️ Reducing withdrawals from retirement accounts
✔️ Delaying Social Security for a larger lifetime benefit
✔️ The psychological challenges of quitting work “cold turkey”
✔️ Real client examples of transitioning into low-stress, enjoyable part-time work
📊 Market Updates & Economic Insights
✔️ Black Friday retail sales surprising to the upside
✔️ Fed rate-cut expectations heading into December
✔️ 2024 inflation trends and long-term averages
✔️ Why markets often perform well near all-time highs
✔️ Historical data showing how often investing at a “peak” still pays off
Enjoyed the episode? Don’t forget to:
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💬 Comment what part-time jobs might sound fun during retirement.
🔔 Subscribe and join our growing online community of everyday investors!
📧 Send us your questions for future episodes! TheMarketMoment@mach1fg.com
#retirementplanning #socialsecurity #financialplanning
🍿 Watch Next: https://www.youtube.com/watch?v=B7oXXMAVXt0&t=3s
🎙The Market Moment Podcast! Last week's episode...https://www.youtube.com/watch?v=blfBPqPWC38
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⚠️ Disclosure: The hosts of the Market Moment podcast are employees of Mach 1 Financial Group LLC. Mach 1 is a registered investment advisor located in Rogers, Arkansas. A copy of Mach 1’s current written disclosure brochure is available through the SEC website and at Disclosures.mach1FG.com.
Tuesday Nov 25, 2025
Tuesday Nov 25, 2025
How much of your income should go toward retirement? In this week’s episode of The Market Moment, Eli Freeman, Isaac Johnson, and John Martfeld discuss one of the most common (and most confusing) personal finance questions: “What percentage of my income should I be saving for retirement?”
The truth? There’s no one-size-fits-all answer. Your ideal savings rate depends on age, income, debt, employer match, family situation, long-term goals, and how early you start investing. Today, we break down the key variables that matter most—plus practical strategies you can use today to increase your retirement readiness.
🔍 In This Episode, We Cover:
• The REAL factors that determine your ideal retirement savings rate Age, timeline to retirement, income level, job stability, lifestyle expectations, kids, special-needs planning, and more.
• Why starting early matters—and how late starters can still catch up Understanding compounding, time horizon, and why someone starting at 40 may need to save 20–30%+.
• The importance of your 401(k) match Why company match = free money—and how auto-escalation helps increase your savings painlessly.
• Debt’s impact on retirement planning Why high-interest credit cards and car loans can erase the benefits of saving and investing.
• Savings rate vs. lifestyle creep How income growth can work for you or against you.
• Emergency funds, taxable investing, and non-retirement financial planning Building a complete strategy beyond just your 401(k).
• The rising age of first-time homebuyers + impact of housing costs And how new ideas like 50-year mortgages or portable mortgages could affect future planning.
• Thanksgiving gratitude + favorite Thanksgiving side dishes A fun wrap-up to a value-packed episode.
💡 Key Takeaways
-Start with at least 10% if you can (more if possible).
-Always capture 100% of your employer match. Increase your savings rate every time your income increases.
-Avoid lifestyle creep—your future self will thank you.
-Pay down high-interest debt before trying to invest aggressively.
-Your ideal savings rate changes throughout life—and that’s normal.
📝 Related Episode Mentioned: Data Brief with Eli Freeman “The Hidden Difference in Investment Returns” - Why 10% Isn’t Always 10%
🙌 Join Our Growing Community for the Everyday Investor Subscribe to the channel for weekly insights on:
• Personal finance
• Retirement planning
• Investment strategies
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• And more to help you build financial independence
#personalfinance #retirementplanning #moneytips #investing101 #financialliteracy
💬 Email us your questions! TheMarketMoment@mach1fg.com
🎙The Market Moment Podcast! Last week's episode...https://www.youtube.com/watch?v=_35tABMEXOI&t=126s
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⚠️ Disclosure The hosts of The Market Moment podcast are employees of Mach 1 Financial Group, LLC, a registered investment advisor in Rogers, Arkansas. Mach 1’s current written disclosure brochure is available on the SEC website and at disclosures.mach1fg.com.
Tuesday Nov 18, 2025
Tuesday Nov 18, 2025
Everyone’s asking the same questions right now: Why are markets pulling back, and should retirees stay invested? We break it all down without the hype — just the insights you need.
Welcome back to The Market Moment! In this week’s episode, Lee Mackey and Isaac Johnson cover a wide range of market and financial topics—from the recent pullback in the S&P 500 to whether it still makes sense to own stocks in retirement. We also dig into the latest AI market cooldown, crypto’s sharp decline, and the surprising rise of prediction markets inside investing platforms like Robinhood.
If you're an investor, retiree, or simply trying to navigate today’s fast-moving financial landscape, this conversation is full of practical insights and real talk to help you stay informed and confident.
Topics Covered:
-Why the market has been pulling back and what’s driving recent volatility
-Investor reactions to earnings season -AI momentum cooling and how it’s shaping equities
-Morgan Stanley’s surprising S&P 500 forecast
-This week’s FAQ: Should retirees still own stocks?
-Inflation risk and why CDs/bonds aren’t what they used to be
-Balancing risk tolerance with retirement income needs
-Prediction markets on Robinhood and the blurry line between investing & gambling
-Crypto’s recent 25–40% drop and what’s behind the pullback
-How investors decide whether to sell stocks or crypto first when raising cash
🧠 Key Insights
-Even in retirement, equities often play a critical role in outpacing inflation.
-Markets may be “priced for perfection,” making corrections more common.
-Tech, AI, and crypto continue to show correlated investor behavior.
-Prediction markets are essentially gambling dressed up in financial language—use caution!
-Crypto remains highly volatile and emotionally driven, even as it becomes more mainstream.
🎧 About The Market Moment Podcast The Market Moment is hosted by the advisors at Mach 1 Financial Group in Rogers, Arkansas. Each week, we break down the top financial stories, market trends, retirement planning topics, and economic insights to help you make smarter financial decisions.
👍 Like, Subscribe & Share If you enjoy these weekly conversations, hit the like button, subscribe, and share this episode with someone who wants to better understand the markets or plan for retirement.
🍿 Watch Next: https://www.youtube.com/watch?v=jNPzuEWoURQ&t=1s
🎙The Market Moment Podcast! Last week's episode... https://www.youtube.com/watch?v=OhMebZm7Mhc&t=6s
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#retirementplanning #retirementinvesting #stockmarketnews #marketupdate #financialplanning #retirementincome #investingforretirement #cryptonews #AIstocks #personalfinancepodcast
⚠️ Disclosures The hosts of The Market Moment podcast are employees of Mach 1 Financial Group LLC, a registered investment advisor located in Rogers, Arkansas. Mach-1 Financial Group, LLC ("Mach-1") is a registered investment adviser located in Rogers, AR. Mach-1 may only transact business in those states in which the firm maintains a notice filing or has qualified for an exemption or exclusion from registration. A copy of Mach-1’s current written disclosure brochure, which discusses among other things, Mach-1’s business practices, services and fees, is available through the SEC website at www.adviserinfo.sec.gov and is also available at www.mach-1financial.com/disclosures
Tuesday Nov 11, 2025
Tuesday Nov 11, 2025
How is AI reshaping the stock market and global investing? J.P. Morgan global market strategist Stephanie Aliaga joins Matt and Lee on The Market Moment to discuss AI’s impact on markets, investor strategy, and where opportunities—and risks—may lie ahead.
Stephanie shares data-driven insights on:
💡 How AI-linked stocks have powered over 75% of S&P 500 returns since ChatGPT’s launch
📈 Whether the current AI boom is sustainable—or showing early signs of overvaluation
💰 The growing influence of private AI companies like OpenAI and Anthropic on public markets
⚙️ The AI value chain—from chips and data centers to power, infrastructure, and cloud capacity
🌍 Why global diversification and alternative investments may be key heading into 2026
The conversation also covers:
-Big Tech vs. AI startups—who will lead the next wave?
-How “AI circularity” and interdependence could increase market risk
-Broader economic impacts of AI, energy demand, and data infrastructure
-What investors should watch as 2025 closes and 2026 approaches Whether you’re an investor, advisor, or market observer, this episode delivers an expert perspective on how AI is transforming portfolios, valuations, and the global economy.
Learn more about Stephanie: https://am.jpmorgan.com/us/en/asset-management/adv/bios/stephanie-aliaga/
📢 Connect with Us!
Subscribe for weekly market insights, expert interviews, and timely investment commentary. You are also joining a growing community of every-day investors!
👍 Like this video and email us your questions! TheMarketMoment@mach1fg.com
🍿 Watch Next: https://www.youtube.com/watch?v=jNPzuEWoURQ&t=1s
🎙The Market Moment Podcast! Last week's episode...https://www.youtube.com/watch?v=npsrybJGSP8&t=1s
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🔍 Hashtags #AIMarket #Investing #JPMorgan #MarketMoment #ArtificialIntelligence #StockMarket #AIBoom #FinancialMarkets #InvestmentStrategy #GlobalMarkets #Economy #Nvidia #OpenAI #MarketOutlook #financepodcast
📌 About Mach 1 Financial Group The hosts of The Market Moment Podcast are employees of Mach 1 Financial Group, LLC, a Registered Investment Advisor located in Rogers, Arkansas.
Mach-1 Financial Group, LLC ("Mach-1") is a registered investment adviser located in Rogers, AR. Mach-1 may only transact business in those states in which the firm maintains a notice filing or has qualified for an exemption or exclusion from registration. A copy of Mach-1’s current written disclosure brochure, which discusses among other things, Mach-1’s business practices, services and fees, is available through the SEC website at www.adviserinfo.sec.gov and is also available at www.mach-1financial.com/disclosures
Tuesday Nov 04, 2025
Tuesday Nov 04, 2025
Retirement trends: age, financial impact, and tips for managing investments and income.
In this episode of The Market Moment, Matt, Eli, and John break down what’s shaping financial decisions in 2025. They discuss the rising average retirement age in the U.S., how life expectancy impacts long-term planning, and what the FIRE movement means for early retirees.
The team also covers today’s mortgage and refinancing trends, with 30-year rates dipping near 6%, and why fixed income investing is making a strong comeback after several volatile years. This conversation is great if you’re planning for retirement, exploring real estate moves, or adjusting your portfolio.
Sources: https://www.macrotrends.net/global-metrics/countries/ranking/life-expectancy
👉 Subscribe for weekly discussions on markets, investing, and financial planning and to join our growing online community of everyday investors.
📩 Comment below or send us an email at TheMarketMoment@mach1fg.com
#FinancePodcast #RetirementPlanning #Investing #MortgageRates #FixedIncome #Mach1FinancialGroup #MarketMoment
📍 Hosted by the team at Mach 1 Financial Group, LLC — a Registered Investment Advisor based in Rogers, Arkansas. Learn more at: https://disclosures.mach1fg.com
We're on Facebook! https://www.facebook.com/profile.php?id=61557724292379&mibextid=ZbWKwL
Give us a follow on Instagram! https://www.instagram.com/themarketmoment/ www.instagram.com/themarketmomemt/
Mach-1 Financial Group, LLC ("Mach-1") is a registered investment adviser located in Rogers, AR. Mach-1 may only transact business in those states in which the firm maintains a notice filing or has qualified for an exemption or exclusion from registration. A copy of Mach-1’s current written disclosure brochure, which discusses among other things, Mach-1’s business practices, services and fees, is available through the SEC website at www.adviserinfo.sec.gov and is also available at www.mach-1financial.com/disclosures
Tuesday Oct 28, 2025
Tuesday Oct 28, 2025
In this episode of The Market Moment, hosts Matt and John dive into one of the most common—and most misunderstood—questions in retirement planning: What’s the best order to withdraw money from your accounts?
They break down the tax implications and strategic order of drawing from taxable accounts, IRAs, and Roth IRAs, explaining how factors like RMDs (Required Minimum Distributions), Roth conversions, Medicare IRMAA thresholds, and tax-bracket management can significantly impact long-term retirement outcomes.
Matt and John also discuss:
💡 How to create flexibility in your retirement income strategy
💡 Why diversifying account types (taxable, traditional, and Roth) matters
💡 Common misconceptions about IRAs and RMDs
💡 The importance of planning early for tax efficiency and legacy goals
Beyond retirement strategies, the hosts share their latest market insights—including reactions to UPS earnings, updates on AI’s growing role in corporate efficiency, and trends in housing costs, inflation, and employment. They unpack how these economic indicators could shape the markets heading into year-end, offering perspective for both investors and retirees. Whether you’re planning your retirement withdrawals, curious about market trends, or looking to stay informed about how AI and economic shifts may affect your investments, this episode provides practical, professional insights from experienced financial advisors.
#retirementplanning #withdrawtips #investingpodcast
👉 Don't forget to like, subscribe, and hit the bell so you never miss a weekly update from The Market Moment and join our growing online community!
🍿 Watch Next: https://www.youtube.com/watch?v=YaHhoHTbwz0
🎙The Market Moment Podcast! Last week's episode...https://www.youtube.com/watch?v=vQVCWOk-RAw
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Give us a follow on Instagram! https://www.instagram.com/themarketmoment/ www.instagram.com/themarketmomemt/
📍 Hosted by the team at Mach 1 Financial Group, LLC — a Registered Investment Advisor based in Rogers, Arkansas. Learn more at: https://disclosures.mach1fg.com
Mach-1 Financial Group, LLC ("Mach-1") is a registered investment adviser located in Rogers, AR. Mach-1 may only transact business in those states in which the firm maintains a notice filing or has qualified for an exemption or exclusion from registration. A copy of Mach-1’s current written disclosure brochure, which discusses among other things, Mach-1’s business practices, services and fees, is available through the SEC website at www.adviserinfo.sec.gov and is also available at www.mach-1financial.com/disclosures
Tuesday Oct 21, 2025
Tuesday Oct 21, 2025
In this episode of The Market Moment, Matt, Isaac, and John dive into one of the most frequently asked questions by retirees and near-retirees: How is Social Security calculated? They break down the AIME (Average Indexed Monthly Earnings), PIA (Primary Insurance Amount), and the role of inflation-adjusted earnings in determining your Social Security benefits.
Whether you're deciding when to claim Social Security or how working longer could affect your retirement income, this discussion provides clarity on a confusing topic — and directs listeners to helpful tools like SSA.gov.
💡 Key Topics Covered:
-How Social Security benefits are calculated (AIME & PIA explained)
-The impact of working additional years on your Social Security benefit
-Common myths and mistakes around claiming strategies
-Personalizing your Social Security plan based on life expectancy and income
After the Social Security deep dive, the hosts shift gears to discuss the current state of the market. From comparisons to the dot-com bubble to current P/E ratios and the booming AI sector, they provide valuable historical context for today’s investors.
📊 Market Commentary Includes:
-The rise of AI and its impact on valuations
-Current trends in earnings reports and P/E ratios
-The mystery behind gold hitting all-time highs -Insights on Bitcoin leverage and risk
What recent economic indicators (like ISM data) mean in today’s climate Despite market highs, the hosts highlight the importance of staying diversified, keeping a long-term perspective, and consulting a financial professional before making decisions.
With humor, insight, and a touch of healthy skepticism, The Market Moment helps listeners make sense of an increasingly complex investing landscape.
Helpful links: https://www.ssa.gov/ https://www.ssa.gov/oact/cola/Benefits.html
🔔 Like, subscribe, and leave your questions or comments below. The team regularly addresses listener questions in future episodes. Our email: TheMarketMoment@mach1fg.com
🍿 Watch Next: • A Simple Guide to Financial Success | Data...
🎙The Market Moment Podcast! Last week's episode... https://www.youtube.com/watch?v=VodYnEoHEL4
We're on Facebook! https://www.facebook.com/profile.php?id=61557724292379&mibextid=ZbWKwL
Give us a follow on Instagram! https://www.instagram.com/themarketmoment/ www.instagram.com/themarketmomemt/
⚠️ Disclosures: The Market Moment podcast is hosted by employees of Mach 1 Financial Group, LLC, a Registered Investment Advisor located in Rogers, Arkansas. A copy of Mach 1’s current written disclosure brochure is available via the SEC website or at https://disclosures.mach1fg.com. Mach-1 Financial Group, LLC ("Mach-1") is a registered investment adviser located in Rogers, AR. Mach-1 may only transact business in those states in which the firm maintains a notice filing or has qualified for an exemption or exclusion from registration. A copy of Mach-1’s current written disclosure brochure, which discusses among other things, Mach-1’s business practices, services and fees, is available through the SEC website at www.adviserinfo.sec.gov and is also available at www.mach-1financial.com/disclosures
Tuesday Oct 14, 2025
Tuesday Oct 14, 2025
In this episode of The Market Moment, financial professionals Matt, Lee, and John dive deep into one of the most frequently asked questions: What is the ideal asset allocation when entering retirement?
The discussion covers:
-The importance of balancing growth vs. safety as retirement approaches
-Common mistakes retirees make with overly conservative portfolios
-Why solving for income should be the first priority in retirement planning
-The pros and cons of bonds, CDs, annuities, and equity exposure
-The classic 60/40 portfolio rule—and whether it still makes sense today
-How longevity, withdrawal needs, and market risk all factor into retirement strategy
This week's Market Moment concerns:
-Recent market reactions to geopolitical events and tariffs
-Insights into earnings season, job market data, and interest rate expectations
-A historical comparison of market cycles, tech bubbles, and the rise of AI-related investments
The guys emphasize that while general rules of thumb—like a 50-70% equity allocation—can be useful, every retirement plan should be tailored to individual goals, income sources, and risk tolerance. They highlight the value of working with a trusted financial advisor to develop a flexible and durable retirement income strategy.
🔍 Whether nearing retirement or already retired, this episode offers actionable insights on how to align your portfolio with long-term needs while navigating an uncertain market landscape.
🔔 Like, subscribe, and you can email us at TheMarketMoment@mach1fg.com . The team regularly addresses listener questions in future episodes.
🍿 Watch Next: 
• A Simple Guide to Financial Success | Data...
🎙The Market Moment Podcast! Last week's episode... • Is $1,000,000 Enough to Retire?
#RetirementPlanning #AssetAllocation #IncomePlanning #FinancialAdvisor #InvestmentStrategy #MarketUpdate #MarketVolatility #RetirementIncome #CDs #Annuities #401k #InvestmentPortfolio #MarketMoment #Mach1Financial #PersonalFinance
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⚠️ Disclosures: The Market Moment podcast is hosted by employees of Mach 1 Financial Group, LLC, a Registered Investment Advisor located in Rogers, Arkansas. A copy of Mach 1’s current written disclosure brochure is available via the SEC website or at https://disclosures.mach1fg.com. Mach-1 Financial Group, LLC ("Mach-1") is a registered investment adviser located in Rogers, AR. Mach-1 may only transact business in those states in which the firm maintains a notice filing or has qualified for an exemption or exclusion from registration. A copy of Mach-1’s current written disclosure brochure, which discusses among other things, Mach-1’s business practices, services and fees, is available through the SEC website at www.adviserinfo.sec.gov and is also available at www.mach-1financial.com/disclosures
Tuesday Oct 07, 2025
Tuesday Oct 07, 2025
Welcome back to Market Moment! This week Lee Mackey, John Martfeld, and Isaac Johnson dive into a packed discussion covering retirement planning, market trends, and current economic headlines.
🎙 Frequently Asked Question: Can you retire with $1 million? The hosts break down why the answer isn’t so simple. From income needs to inflation and Social Security, they discuss the many variables that determine financial independence in retirement.
📈 This Week’s Market Moment - What’s Happening Right Now:
-Gold hits $4,000/oz and Bitcoin surpasses $125,000 — is this a fear-driven rally or something more?
-What's behind the investor shift into alternative assets?
-The impact of government debt on market sentiment.
🏛 Government Shutdown: As the U.S. enters its 7th day of a federal government shutdown, the hosts explain what a "clean bill" means, the likely short- and long-term effects of shutdowns on markets and GDP, and why political gridlock continues to frustrate Americans. Plus, they highlight key historical data on shutdowns and stock market performance.
📌 Subscribe for weekly insights on financial planning, investing, economic trends, and real-world market commentary—all delivered in a relatable, down-to-earth style.
👍 Like, comment, and share to support the show and join the growing community! You can email us at TheMarketMoment@mach1fg.com
🍿 Watch Next: • A Simple Guide to Financial Success | Data...
🎙The Market Moment Podcast! Last week's episode... • Emergency Funds: Before And After Retirement
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#RetirementPlanning #MarketPodcast #GoldPrices #Bitcoin #GovernmentShutdown #FinancialPlanning #Investing #Mach1Financial #MarketUpdate #PersonalFinance #RetireWith1Million #StockMarket #EconomicUpdate
🔒 Disclosure: The Market Moment Podcast is hosted by employees of Mach 1 Financial Group, LLC, a Registered Investment Advisor based in Rogers, Arkansas. Mach-1 Financial Group, LLC ("Mach-1") is a registered investment adviser located in Rogers, AR. Mach-1 may only transact business in those states in which the firm maintains a notice filing or has qualified for an exemption or exclusion from registration. A copy of Mach-1’s current written disclosure brochure, which discusses among other things, Mach-1’s business practices, services and fees, is available through the SEC website at www.adviserinfo.sec.gov and is also available at www.mach-1financial.com/disclosures
Tuesday Sep 30, 2025
Tuesday Sep 30, 2025
Welcome back to Market Moment! In today’s episode, Matt, John and Eli explore one of the most common personal finance questions:
"How much should I have in an emergency fund — both before and during retirement?"
Together, they unpack the strategy behind building a resilient emergency fund, including:
🔹 When to increase or decrease your cash reserves
🔹 How job security, family dynamics, and income stability impact your emergency savings target
🔹 The role of cash in protecting your investments during market volatility
🔹 Why a well-funded emergency account is the foundation of any strong financial plan
🔹 Smart approaches for younger investors, retirees, and everyone in between
Using real-life examples from client experiences, they offer practical, flexible strategies for maintaining and growing your emergency fund — without sacrificing long-term growth.
The conversation also shifts to current headlines, including:
📉 The looming U.S. government shutdown — what it actually means for the economy
📊 Are we already in a “rolling recession”?
🤖 The rising influence of AI in the workforce and how it affects employment, especially among younger generations
Whether you're early in your financial journey or approaching retirement, this episode delivers real, actionable insights on how to prepare for the unexpected without derailing your financial goals.
🔔 Subscribe for weekly episodes on investing, personal finance, and market insights.
💬 Got a question? Email the team at TheMarketMoment@mach1fg.com
📍 Learn more about Mach 1 Financial Group:
https://www.mach-1financial.com/
📄 Disclosures:
https://disclosures.mach1fg.com/
🎙 About The Market Moment Podcast:
Hosted by a rotation of advisors from Mach 1 Financial Group in Rogers, Arkansas — the Market Moment podcast provides thoughtful, real-world financial guidance. Each episode is designed to help listeners navigate market trends, investing strategies, and financial planning decisions with greater confidence.
#EmergencyFund #FinancialPlanning #Investing #Recession2025 #MarketUpdate #PersonalFinance #RetirementPlanning #CashReserves #Mach1Financial #MarketMomentPodcast #MoneyManagement #AIAndJobs
Mach-1 Financial Group, LLC ("Mach-1") is a registered investment adviser located in Rogers, AR. Mach-1 may only transact business in those states in which the firm maintains a notice filing or has qualified for an exemption or exclusion from registration. A copy of Mach-1’s current written disclosure brochure, which discusses among other things, Mach-1’s business practices, services and fees, is available through the SEC website at www.adviserinfo.sec.gov and is also available at www.mach-1financial.com/disclosures
Tuesday Sep 23, 2025
Tuesday Sep 23, 2025
Welcome back to Market Moment! In today’s episode, Matt, Lee, and John tackle one of the most frequently asked retirement planning questions: "How can I lower my taxes in retirement?”
From Roth conversions, RMDs (Required Minimum Distributions), and Social Security timing, to HSA utilization, IRMAA surcharges, and charitable giving (QCDs) — this discussion covers critical tax planning tools for both pre-retirees and younger investors looking to plan ahead.
🔍 Topics Covered:
➡️The benefits of Roth IRAs and Roth 401(k)s
➡️How Roth conversions can create tax-free retirement income
➡️Avoiding surprises with RMDs at age 73 or 75
➡️Understanding IRMAA and Medicare premium increases
➡️Delaying Social Security to maximize lifetime benefits
➡️The importance of having taxable, tax-deferred, and tax-free "buckets"
➡️How HSA accounts can be used tax-free in retirement
➡️Qualified Charitable Distributions (QCDs) after age 70½
💼 Plus, the team touches on how tax laws may shift in the future, the risk of rising tax rates due to the national debt, and why proactive planning — not last-minute scrambling — is key to tax efficiency.
📈 Here is the link to the chart Matt references with historical tax brackets: The Federal Reserve Bank of St. Louis https://fred.stlouisfed.org/graph/?g=jm6o
This Week’s Market Moment Segment:
In the second half, the team explores what could potentially stall the current bull market. They discuss rising inflation, interest rate uncertainty, the softening job market, and global geopolitical risks — as well as reasons for long-term optimism, including AI innovation, corporate earnings, and historical market resilience during past crises.
👍 Like this episode?
💬 Email us your thoughts on the current bull market, the widening gap between socio-economic classes, and tax planning. TheMarketMoment@mach1fg.com
📩 Subscribe for weekly market insights, financial education, and practical retirement advice.
🍿 Watch Next: https://www.youtube.com/watch?v=tFKMNaz06KQ&t=1s
🎙The Market Moment Podcast! Last week's episode...https://www.youtube.com/watch?v=N-Sp1J0Pqy0
We're on Facebook! https://www.facebook.com/profile.php?id=61557724292379&mibextid=ZbWKwL
Give us a follow on Instagram! https://www.instagram.com/themarketmoment/ www.instagram.com/themarketmomemt/
🎙️ About Us: The Market Moment podcast is hosted by financial advisors from Mach 1 Financial Group, a registered investment advisor based in Rogers, Arkansas. We deliver weekly insights into financial planning, retirement strategy, investing, and current market trends.
📢 DISCLAIMER: The hosts of the Market Moment podcast are employees of Mach 1 Financial Group, LLC (“Mach 1”), a registered investment advisor located in Rogers, Arkansas. A copy of Mach 1's current written disclosure brochure is available through the SEC website and at disclosures.mach1fg.com
#RetirementPlanning #TaxStrategies #RothConversion #FinancialPlanning #TaxesInRetirement #SocialSecurity #IRA #RMD #Investing #MarketUpdate #BullMarket #Inflation #MedicareIRMAA #HSA #QualifiedCharitableDistributions #PersonalFinance #WealthManagement
Wednesday Sep 17, 2025
Wednesday Sep 17, 2025
Welcome back to Market Moment! In today’s episode, Matt, Lee, and Isaac tackle one of the most frequently asked retirement planning questions: "When should I claim Social Security benefits?"
If you’re approaching age 60 or older, you’ve likely seen projections, conflicting advice, and heard it all—from "claim early at 62" to "wait until 70 for the biggest payout." Today, we break down how to evaluate your optimal Social Security claiming age based on:
✅ Life expectancy and personal health
✅ Investment portfolio pressure
✅ Income penalties before full retirement age
✅ Emotional and psychological factors
✅ Spousal strategies and survivor benefits
✅ Common myths around Social Security going away
Plus, we share general rules of thumb and how we use financial planning software to tailor decisions to each client’s situation. If you're wondering whether to take benefits early, wait, or plan around your spouse's benefit—this episode is for you.
🔍 Also in this episode:
We dive into recent headlines including Donald Trump's proposal to reduce financial reporting from quarterly to twice a year, and what that could mean for investors, transparency, and long-term investing.
We also explore the controversial concept of 24/7 stock trading, the impact on markets, investor psychology, advisors, and why this shift might not be as exciting as it sounds.
🧠 Key Topics Covered:
-When to claim Social Security benefits
-Financial planning considerations for retirees
-Trump's proposal: Semi-annual vs. quarterly earnings reports
-The future of 24/7 trading on the NYSE
-Market volatility and global market influence
-Emotional and strategic considerations for retirement
👍 Like this episode?
💬 Email us your thoughts on Social Security strategy or 24/7 market trading. TheMarketMoment@mach1fg.com
📩 Subscribe for weekly market insights, financial education, and practical retirement advice.
🍿 Watch Next: https://www.youtube.com/watch?v=V4EkYJeQQqw
🎙The Market Moment Podcast! Last week's episode...https://www.youtube.com/watch?v=m9qzllpFPO8&t=727s
We're on Facebook!
https://www.facebook.com/profile.php?id=61557724292379&mibextid=ZbWKwL
Give us a follow on Instagram!
https://www.instagram.com/themarketmoment/
www.instagram.com/themarketmomemt/
🎙️ About Us:
The Market Moment podcast is hosted by financial advisors from Mach 1 Financial Group, a registered investment advisor based in Rogers, Arkansas. We deliver weekly insights into financial planning, retirement strategy, investing, and current market trends.
📢 DISCLAIMER:
The hosts of the Market Moment podcast are employees of Mach 1 Financial Group, LLC (“Mach 1”), a registered investment advisor located in Rogers, Arkansas. A copy of Mach 1's current written disclosure brochure is available through the SEC website and at disclosures.mach1fg.com
.
#SocialSecurity #RetirementPlanning #FinancialAdvice #MarketNews #Investing #StockMarket #TrumpNews #247Trading #Mach1Financial #MarketMomentPodcast #PersonalFinance #RetirementStrategy #EarningsReports #FinancialLiteracy
Tuesday Sep 09, 2025
Tuesday Sep 09, 2025
Welcome back to The Market Moment! In this episode, Matt, Lee, and John are answering the question “How should I invest as I approach retirement?” They offer an in-depth, candid discussion about retirement investing strategies and the many variables that go into building a sound financial plan. From risk tolerance to income needs and everything in between, the hosts break down what investors should consider in the crucial years leading up to—and immediately following—retirement, also known as the “retirement red zone.”
🧠 Topics discussed include:
-Why investment strategy near retirement isn’t one-size-fits-all
-Misconceptions around target date funds
-The importance of knowing your “number”— the return needed to meet your goals
-How flexibility, planning, and real-life risk tolerance impact long-term success
-Why being overly aggressive near retirement can derail plans
-Common mistakes people make with portfolio allocation in their 50s and 60s
📈 The hosts also break down the latest Federal Reserve developments, including:
-The likelihood of a rate cut (25 or 50 basis points?)
-How the market might react
-Why Fed policy could significantly impact retirees and conservative investors
-What shifting labor markets, AI, and underemployment trends may signal about the broader economy.
Whether the listener is nearing retirement, already retired, or planning ahead, this episode is packed with actionable insight and down-to-earth financial wisdom—plus the casual banter and humor that Market Moment listeners have come to enjoy.
🔔 Join the growing Market Moment community by clicking that subscribe button on YouTube!
👍 Don’t forget to Like, Subscribe, and Share! Comments and questions are always welcome! The Market Moment team appreciates the feedback and is always looking to hear from listeners. Email us at TheMarketMoment@mach1fg.com
🍿 Watch Next: https://www.youtube.com/watch?v=V4EkYJeQQqw 🎙The Market Moment Podcast!
Last week's episode...https://www.youtube.com/watch?v=0FIqTBh5Zp0&t=1s
We're on Facebook! https://www.facebook.com/profile.php?id=61557724292379&mibextid=ZbWKwL
Give us a follow on Instagram! https://www.instagram.com/themarketmoment/ www.instagram.com/themarketmomemt/
🧾 Disclosure The hosts of the Market Moment Podcast are employees of Mach 1 Financial Group. Mach-1 Financial Group, LLC ("Mach-1") is a registered investment adviser located in Rogers, AR. Mach-1 may only transact business in those states in which the firm maintains a notice filing or has qualified for an exemption or exclusion from registration. A copy of Mach-1’s current written disclosure brochure, which discusses among other things, Mach-1’s business practices, services and fees, is available through the SEC website at www.adviserinfo.sec.gov and is also available at www.mach-1financial.com/disclosures
Tuesday Aug 26, 2025
Tuesday Aug 26, 2025
Welcome back to The Market Moment! In this episode, Matt, John, and Eli dive deep into one of the most frequently asked financial planning questions: "How much do I need to retire?" If you're in your 30s, 50s, or approaching retirement, this conversation covers everything from simple retirement math to the complex variables that impact your long-term financial security.
We break down how to estimate your retirement number using the 4% rule, why that method is often flawed, and what to consider instead. You'll also learn the importance of understanding your expenses, asset location (Roth vs Traditional), taxes in retirement, inflation, health care costs, and legacy planning.
Plus, we wrap up with a timely market moment update following the Federal Reserve’s Jackson Hole meeting, including insights from industry experts like Bill Gross and Ryan Detrick on interest rates, the bond market, and what that could mean for mortgage rates, borrowing, and your investment strategy.
🧠 Topics Covered:
- Retirement Planning Strategies
- How to Calculate Retirement Needs
- The 4% Rule: Pros and Cons
- Roth IRA vs Traditional 401(k) Withdrawals
- Inflation, Health Care, and Longevity Risk
- Market Trends Post-Jackson Hole Fed Meeting
- Bond Market Insights & Fed Funds Rate Outlook
- Mortgage Rate Expectations vs Reality
- Generational Shifts in Retirement Goals
💡 Whether you're asking “Can I retire at 55?” or “How much should I have saved by 40?”, this episode breaks down the numbers and the why behind the math.
📌 Resources Mentioned:
- Retirement Rule of Thumb: 4% Rule
- 10x Income Savings Guideline
- Jackson Hole Federal Reserve Recap
- Commentary from Bill Gross & Ryan Detrick
👍 If you found this episode helpful:
✔️ Like the video
✔️ Subscribe for weekly financial insights
✔️ Email us your retirement or investing questions – we might cover yours next week! TheMarketMoment@mach1fg.com
Also check out our YouTube Channel and subscribe for weekly videos! https://www.youtube.com/@TheMarketMoment
🎙️ Hosted by the advisors at Mach 1 Financial Group
📍 Registered Investment Advisor | Rogers, Arkansas
🔎 Disclosure Brochure: https://disclosures.mach1fg.com
• How to Avoid Investor's Greatest Fear: The... / themarketmoment www.instagram.com/themarketmomemt/Wednesday Aug 20, 2025
Wednesday Aug 20, 2025
• How to Avoid Investor's Greatest Fear: The... • Unpacking U.S. Household Leverage, the Inf... / themarketmoment www.instagram.com/themarketmomemt/ Monday Aug 18, 2025
Monday Aug 18, 2025
Welcome back to The Market Moment with Matt, Lee, and Eli! In this episode, we break down the latest inflation report that came in cooler than expected at 2.7%, what that means for the Federal Reserve's next move, and why the markets are rallying as a result.
We dive deep into:
- What’s behind the inflation drop—and whether it's sustainable
- Growing consensus around Fed rate cuts this September
- The massive shift in the housing market, as renter households surge
- Surprising strength in consumer balance sheets despite economic fears
- The growing concentration in the S&P 500 and what it means for investors
- Why companies like NVIDIA, Walmart, and Apple are shaping the future—and the risks of assuming growth will continue at current rates
- The overlooked reality of today’s so-called “weak consumer”
Plus, we talk about data centers, commercial real estate shifts, and the evolving power dynamics between mega-cap companies and their competitors.
📊 Whether you’re an investor, market follower, or just curious about what’s happening in the economy, this episode connects the dots between key economic trends and how they’re showing up in the market.
Sources sited (charts):
https://x.com/PeterMallouk/status/1954892053785063492
https://x.com/MikeZaccardi/status/1954610383349567850
https://x.com/EricFinnigan/status/1955022915902029842
👉 Like, subscribe, and drop a comment with your thoughts or questions! We’d love to hear from you.
🎧 Subscribe to the Market Moment podcast for more weekly market breakdowns and real-world financial insights.
Email us your questions at TheMarketMoment@mach1fg.com
#investing #inflation #stockmarket
Did you catch last week’s episode? https://www.youtube.com/watch?v=l3Nyvo0R538
Wanna learn more from Eli? Check out his series Data Brief! https://www.youtube.com/watch?v=eIK3-byJFb4
Tuesday Aug 05, 2025
Tuesday Aug 05, 2025
Welcome back to The Market Moment! In this episode, Matt, Isaac, and Eli dive deep into one of retirement's most important—and complex—questions: What's the best way to withdraw income from your portfolio?
There’s no one-size-fits-all answer, but we break down the four most common withdrawal strategies, explaining how each works, who they may be best for, and the pros and cons you need to consider before choosing one:
📌 4% Withdrawal Rule – The classic starting point, but is it still relevant today?
📌 Flexible Spending Strategy – How adaptable budgeting could help (or hurt) your retirement peace of mind.
📌 Bucket Strategy – A visual and tactical approach that segments your money for short-, mid-, and long-term needs.
📌 Guardrail Strategy – For the spreadsheet-savvy planner who wants a dynamic, rules-based income plan.
Along the way, we discuss real-world challenges, from market volatility to managing fixed vs. discretionary spending, and why knowing your monthly expenses and reducing debt (like paying off your home) are crucial for retirement success.
✅ Whether you're 10 years out or just about to retire, this episode is packed with valuable insights to help you build a withdrawal strategy that fits your life.
👉 Don’t forget to like, comment, and subscribe for more insights from the guys on The Market Moment.
📢 Share this with your tax-savvy friends and family!
💬 Let us know your thoughts! Also, please comment or email us your questions. We hope to answer your questions and respond to your comments in an upcoming episode!
Email us your questions at TheMarketMoment@mach1fg.com
🚨Don’t forget to watch Eli’s breakdown of the “O.B.B.B.” on Data Brief… https://www.youtube.com/watch?v=R0YkvuMUC_g&t=5s
#investing #retirement #stockmarket
Wednesday Jul 30, 2025
Wednesday Jul 30, 2025
This week, Matt, John, and Lee unpack several charts exploring the financial consequences of trying to “time the market” or letting personal fears, emotions, and anxiety control your investing. A recent example is what happened in April during the “tariff-talks” and the stockmarket dropped significantly but then also rose back up a week later.
📈 This episode is a must-watch for anyone planning their financial future.
👉 Don’t forget to like, comment, and subscribe for more insights from the guys on The Market Moment.
📢 Share this with your tax-savvy friends and family!
💬 Let us know your thoughts! Also, please comment or email us your questions. We hope to answer your questions and respond to your comments in an upcoming episode!
Email us your questions at TheMarketMoment@mach1fg.com
🚨Don’t forget to watch Eli’s breakdown of the “O.B.B.B.” on Data Brief… https://www.youtube.com/watch?v=R0YkvuMUC_g&t=5s
#investing #retirement #stockmarket