Market Moment Podcast

Picking A Retirement Date

We get a lot of questions from listeners wanting to know how they can determine when it will be “safe” for them to retire. Mike will walk us through some of the key factors that help a person define exactly when they can indeed pull that retirement lever.

Are You Asking Effective Financial Questions?

A lot of people have questions about their retirement plan, but we find that they could often be asking much better questions. For example, instead of asking how much money you need to save to retire, it'd be better to ask how much income you'll need. Listen to today's show to find out more about how to ask better financial questions.

Settle The Debate - Which Is Best?

Depending on who you ask, you could get very different answers to some of retirement planning’s most important questions. Let’s see where Mike Frost's opinions stand on issues like insurance, mutual funds & annuities. And we’ll try to explain why there are so many different opinions on these concepts.

Things You Can't Control (And Things You Can)

In retirement planning, there are many things that are completely out of your control. Fortunately, the things that you can control allow you to deal with those things you can’t.

Mailbag: Debt From Divorce, REIT Buyout Offer

This week, David dives into the mailbag as week answer a handful of listener questions. Find out how you might handle credit card debt accrued by an ex-spouse, whether you should consider REIT buyout offers, and what alternative retirement savings vehicles you should think about investing in as you near retirement.

The Challenges Of Retiring Early

Retiring early sounds like a wonderful idea, but it brings with it a handful of unique planning challenges. Matt discusses the steps that you should take if you're considering retiring early, and how you can know if it's a realistic possibility for you.

Fuzzy Math

A lot of investors (and quite frankly a lot of advisors) fall victim to fuzzy math when it comes to their retirement planning. Let’s explore some of the areas where someone might be employing fuzzy math.

More Than Investments

There’s a lot more to retirement planning than just picking investments. Is your advisor helping you navigate all the other essential areas?

Don't Utter These Famous Last Words

Hopefully your famous last words in life won't be "Hey y'all, watch this!" And in the financial world, there's quite a few phrases that you don't want to be your famous last words either...

5 Simple Retirement Questions (That Are Hard To Answer)

Some of retirement planning's most important questions seem so simple at first. They can be asked in just a few words and give the impression that the answers are a simple "yes" or "no". But it's tricky because many of these questions can be overwhelming to answer. Let's cover some of the important retirement questions that are harder to answer than you think.

Fish Or Cut Bait - Stuck On Financial Decisions

For some people, the biggest problem with their financial planning isn't that they make the wrong decisions. It's that they often fail to make decisions at all. But sometimes you just have to fish or cut bait. Decide and move forward. Let's discuss some of the things that can cause the decision-making process to stall and how you can get unstuck.

Mailbag: Stretch IRAs, Marrying Into Debt, and Down Market Strategy

On this episode, Arnold has a question about how Stretch IRAs work, and how Congressional changes might affect them in the near future. Michelle is looking for advice about marrying someone who has accrued a significant amount of debt. And finally, Vera wants to know what down market strategies to look into for both her and her son if the market were to take a dive.

Mailbag: Retiring Early, Inherited Rental Properties, And Summer Vacation

We'll dive into some listener questions with Kyle this week on the mailbag edition of the podcast. Jeff is curious about retiring early at 55, and Harriet has recently inherited a rental property that she's not sure she wants to keep. To finish out the episode, we'll go over some tips on preparing for summer vacation that might also apply to retirement planning.

In The News: Changing Business Models

A lot has been happening in the news, so we're going spend some time with Kyle analyzing recent headlines. We'll look into a rumored partnership between Kohl's and Planet Fitness, as well as the multitude of upcoming movie releases by Disney. And finally, we'll discuss the possible implications of McDonald's discontinuing their lobbying efforts against minimum wage increases.

Mailbag: Real Estate, Pensions, and Retirement Book Recommendations

This week, we dive into a handful of listener questions. Is it necessary to work with a financial advisor if you've got a pension? What should you consider when approaching retirement if you have a large amount of assets tied up in real estate? Tune in to hear Matt's thoughts.

When Is It “Safe” For You To Retire?

We get a lot of questions from listeners wanting to know how they can determine when it will be “safe” for them to retire. Let’s look at some of the key factors that help a person define what “safe” means and when they can indeed pull that retirement lever.

Abandoned 401(k)s And Handling Cash Settlements

This week, we'll find out what you can do if you've gathered a handful of 401(k)s from previous jobs and you're looking to consolidate them into a more simplified and effective financial plan. We'll also dive into a mailbag question about how to handle a large cash settlement from an auto accident.

Retirement Planning: When DIY Works (And When It Doesn’t)

In many areas of our culture, the do-it-yourself mentality is really popular. There’s even a DIY Network where you can watch shows about home renovation, landscaping, or interior design, and how to do those things without professional help. Let’s talk about what the DIY mentality looks like in retirement planning.

Factoring In Inheritances

You know that you're likely to receive an inheritance from a parent or relative, and it will likely go a long way towards helping you save towards retirement. But how should you take that future inheritance into consideration in regards to your overall retirement plan?

Social Security Taxes - What You Should Know

Many people are unaware that when they retire, up to 85% of their social security benefits can actually become taxable. But how exactly how much will be taxed and what can we do minimize these potential losses?